Commercial auto insurance protects business vehicles from various risks, such as:
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Your vehicle(s) getting damaged.
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You or your driver getting hurt.
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Harming someone else or their property.
Commercial auto policies typically have higher coverage limits than personal policies; this is because business vehicles need more security in case of accidents.
Commercial auto insurance is like a personal auto insurance policy. It covers legal responsibilities, crashes, total losses, medical expenses (or personal injury protection), and uninsured drivers.
Commercial auto insurance basics
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Bodily injury liability: It covers the harm you or your employee cause to others in a crash. It pays for medical bills, funeral expenses if needed, and lawsuit costs. The amount you get depends on the limit and deductible you choose.
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Property damage liability: It covers the damage you or your employee cause to other people’s property in a crash. It pays for repair costs. The amount you get depends on the limit and deductible you choose. You should also consider buying a commercial umbrella liability policy for extra protection.
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Collision: It covers the damage to your vehicles in a crash caused by you or your employees.
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Comprehensive: It covers the damage to your vehicles or loss due to other causes than collision. These causes can include weather, theft and vandalism.
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Medical payments: This coverage pays for medical and/or funeral expenses for you, your drivers and passengers after an accident.
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Optional coverage types: Depending on your insurance company and state, you may be able to buy additional coverage for your business vehicles, such as coverage for non-owned vehicles, rental replacement, towing and roadside assistance, and cargo loading and unloading.
Why Choose Us?
We are a leading provider of commercial truck insurance in the southwest region of the USA. We offer customized and affordable coverage for all types of trucks, trailers, and cargo. Whether you are an owner-operator, a fleet owner, or a trucking company, we have the right solution for you.
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We have over 10 years of experience in the trucking industry and understand your needs and challenges.
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We work with top-rated insurance carriers and offer competitive rates and discounts.
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We provide fast and easy online quotes and claims processing.
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We have a team of licensed and knowledgeable agents who can answer your questions and guide you through the process.
About Us
We are a family-owned and operated business that has been serving the trucking industry for over 7 years. We strive to provide our clients with customized and affordable insurance solutions that meet their specific needs and budget. With exceptional customer service and support at every step of the way. We aim to build long-lasting relationships with our clients based on trust, honesty, and respect.
2016
Year Founded
8,000
Satisfied customers
11
Employees
13
Carriers
Diana Fonseca
CEO, Prosperity
Our Satisfied Customers
What our customers say
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